What are the best offers on personal loans available on the market and which ones are most often offered? Is it possible to get the most convenient loan for your specific needs? Let’s find out with the help of this guide.
Promotions on personal loans: which are the most widespread?
Even personal loans , as a common object that must be offered to customers, are subject to periodic offers, which can be advantageous for those who need a loan. Offers usually concern specific aspects of personal loans. Let’s see what are the most common emerged from our research on loans offered by various financial entities.
Preliminary investigations costs : many individuals who provide personal loans offer the possibility of canceling loan preparation costs or offer them at reduced rates compared to those normally applied. The offers in this case are periodic, ie subject to time limits, but there is no shortage of financial and banks that offer reduced expenses on all products and without time limitations.
Optional insurance : another aspect that characterizes the best offers of personal loans is the possibility to take advantage of a free insurance or offer at promotional prices. Recall that the insurance (such as the one on the unpredictable events that protects those receiving the loan from the impossibility to meet the subscribed installments) is optional, but in many cases could prove beneficial for the customer.
Amount of the installment: one of the promotions on loans that we have identified is the possibility for the customer to establish the amount of the monthly payment. Please note that this is normally identified by the financial institution or the bank on the basis of the amount financed and the duration of repayment of the loan and can not be changed by the client.
Maximum amount that can be financed: another determining factor for evaluating the best offers on personal loans is the maximum amount obtainable from the loan itself. This varies from financial to financial; however, there are periodic promotions that allow you to obtain a personal loan of very high amount, even if it is good to specify that offers with high amounts (for example up to 30,000 euros) are quite limited.
Online offers: among the best offers of personal loans we found the presence of offers dedicated exclusively to those who complete the request for online financing. The network market in fact often offers dedicated promotions, not obtainable by addressing traditional channels.
How to receive the best personalized offer on personal loans
In order to identify the personal loans on offer, we recommend that you carefully consider the parameters listed above. In addition, an always valid advice is to compare the various offers, perhaps using an online personal loan comparator, a very useful tool in this regard. As for the details of the specific aspects to be evaluated in the comparison, refer to the specific guide on the site; however, we specify immediately that to obtain the most suitable offer for your needs it is good to provide detailed and correct information about your profile, such as those related to the profession and the amounts you want to get.
In this regard, please note that the personal loan does not require that the purpose for which the money will be used be specified, as the loan is a non-finalized form of financing, ie not intended for a specific purpose. However some financial still require the motivation that drives you to apply for a loan. Providing this information in many cases is tantamount to facilitating the evaluation of the personal loan application, and to obtain an often advantageous personalized offer.